$650,000
Payson, AZ 85541
MLS# 93378
4 beds | 2 baths | 2148 sqft

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Property Description
Tucked beneath towering ponderosa pines at the base of the Mogollon Rim, this stunning and fully remodeled A-frame cabin offers the perfect blend of mountain charm, modern comfort, and year-round recreation. Located in the highly sought-after Whispering Pines community, this property delivers the peaceful, forested lifestyle people escape the Valley to find. Inside, the home has been completely renovated both cosmetically and mechanically, creating a move-in ready retreat that feels warm, open, and intentional. The dramatic open-concept great room showcases vaulted ceilings, exposed wood beams, and classic A-frame architecture that floods the space with natural light and character. It is a true gathering space, ideal for relaxing after a day outdoors or hosting. One of the most exceptional features of this property is the private, fully fenced 1,750 square foot wraparound deck, offering panoramic forest views and seamless indoor-outdoor living. Designed for both relaxation and entertaining, this expansive deck is perfect for morning coffee, evening sunsets, or creating an outdoor lounge surrounded by nature. A beautiful mature apple tree grows directly through the deck, adding charm, shade, and a truly one-of-a-kind focal point that makes this cabin feel special and irreplaceable. The home sits just steps from the East Verde River, where fishing, creekside exploration, and peaceful riverside walks are part of daily life. Outdoor enthusiasts will appreciate the close proximity to Water Wheel Falls, one of the area's most popular and scenic hikes, known for its flowing waterfalls, creek crossings, and access to miles of additional trail systems. Washington Park and surrounding forest service land offer endless opportunities for hiking, biking, horseback riding, and wildlife viewing. Whispering Pines is beloved for its tranquil setting, tall pines, and cooler mountain climate, typically running 20 to 30 degrees cooler than Phoenix. Elk, deer, and other wildlife are frequent visitors, adding to the sense of being fully immersed in nature. The community is accessed via Houston Mesa Road, a well-maintained paved road that provides easy, reliable access to Payson, dining, shopping, and amenities. The drive from the Phoenix metro area is approximately 1 hour and 45 minutes, making this an easy escape without feeling remote. With no HOA and no rental restrictions, this property offers exceptional flexibility. It is equally suited for full-time mountain living, a second-home cabin, or a short-term rental investment. The expansive deck space and wooded surroundings create a private, peaceful setting that invites you to slow down, unplug, and enjoy the fresh mountain air. Charming, serene, and thoughtfully updated, 443 Neal Spur is the kind of Whispering Pines cabin that rarely comes available, offering location, lifestyle, and versatility in one unforgettable mountain retreat.
Details
Maps
Contract Information
List Price/SqFt: 302.61
Foreclosure: No
Property Sub-Type: Site Built
List Price: $650,000
Current Price: $650,000
List Date: 2026-01-30
List Type: Exclusive Agency
Location, Tax & Legal
Lot #: 15
Zoning: County Res
Taxes: 2436.38
Tax Year: 2025
Assessor's Book #: 302
Assessors Map #: 16
Assessor's Parcel #: 109
APN #: 302-16-109
HOA: No
Legal Description: Section: 24 Township: 11.5N Range: 10E Lot 15 , Whispering Pines Plat #6 , Plat 275 Sec 24 T111/2N R10e = 0.28 Ac
Street #: 443
Direction: W
Street Name: Neal
State: AZ
Zip Code: 85541
Area: Houston Mesa
Sub Code: Whispering Pines
County: Gila
Location
Rural: 1
General Property Description
Acres: 0.28
Lot Dimensions: 125.14 X 130.54 X 107.98 X 96.24
Bedrooms: 4
Horses: No
View: Yes
Source of SqFt: Assessor
Carport Capacity: 0
Fireplace/Stove: No
Total Bathrooms: 2
Baths - Full: 1
Baths - 3/4: 1
Apx SqFt: 2148
Year Built: 1964
Remarks & Misc
Directions: Depending on Carrier, Cell Service can be limited. Highly recommend downloading a map to your device prior to leaving Payson. Directions: Hwy 87 N to E Houston Mesa Rd to Scott Drive. Scott Drive to Neal Spur. First house on right to sign.
Public Remarks: Tucked beneath towering ponderosa pines at the base of the Mogollon Rim, this stunning and fully remodeled A-frame cabin offers the perfect blend of mountain charm, modern comfort, and year-round recreation. Located in the highly sought-after Whispering Pines community, this property delivers the peaceful, forested lifestyle people escape the Valley to find.
Inside, the home has been completely renovated both cosmetically and mechanically, creating a move-in ready retreat that feels warm, open, and intentional. The dramatic open-concept great room showcases vaulted ceilings, exposed wood beams, and classic A-frame architecture that floods the space with natural light and character. It is a true gathering space, ideal for relaxing after a day outdoors or hosting.
One of the most exceptional features of this property is the private, fully fenced 1,750 square foot wraparound deck, offering panoramic forest views and seamless indoor-outdoor living. Designed for both relaxation and entertaining, this expansive deck is perfect for morning coffee, evening sunsets, or creating an outdoor lounge surrounded by nature. A beautiful mature apple tree grows directly through the deck, adding charm, shade, and a truly one-of-a-kind focal point that makes this cabin feel special and irreplaceable.
The home sits just steps from the East Verde River, where fishing, creekside exploration, and peaceful riverside walks are part of daily life. Outdoor enthusiasts will appreciate the close proximity to Water Wheel Falls, one of the area's most popular and scenic hikes, known for its flowing waterfalls, creek crossings, and access to miles of additional trail systems. Washington Park and surrounding forest service land offer endless opportunities for hiking, biking, horseback riding, and wildlife viewing.
Whispering Pines is beloved for its tranquil setting, tall pines, and cooler mountain climate, typically running 20 to 30 degrees cooler than Phoenix. Elk, deer, and other wildlife are frequent visitors, adding to the sense of being fully immersed in nature. The community is accessed via Houston Mesa Road, a well-maintained paved road that provides easy, reliable access to Payson, dining, shopping, and amenities. The drive from the Phoenix metro area is approximately 1 hour and 45 minutes, making this an easy escape without feeling remote.
With no HOA and no rental restrictions, this property offers exceptional flexibility. It is equally suited for full-time mountain living, a second-home cabin, or a short-term rental investment. The expansive deck space and wooded surroundings create a private, peaceful setting that invites you to slow down, unplug, and enjoy the fresh mountain air.
Charming, serene, and thoughtfully updated, 443 Neal Spur is the kind of Whispering Pines cabin that rarely comes available, offering location, lifestyle, and versatility in one unforgettable mountain retreat.
Construction
Wood Frame: 1
Style
Multi-Level: 1
A-Frame: 1
Interior Features
Master Main Floor: 1
Vaulted Ceiling: 1
Smoke Detector: 1
Parking Features
No Carport: 1
No Garage: 1
Floor Covering
Vinyl/Plank: 1
Lot/Street Improvem.
Gravel Street: 1
Dirt Street: 1
Siding
Wood: 1
Exterior Features
Porch/Deck: 1
Tall Pines on Lot: 1
View of Mountains: 1
In the Trees: 1
Kitchen Features
Refrigerator: 1
Electric Range: 1
Dishwasher: 1
Garbage Disposal: 1
Pantry: 1
Breakfast Bar: 1
Eat-in: 1
Kitchen Island: 1
Non Laminate: 1
Roof
Asphalt/Comp Shingle: 1
Utilities Available
Electricity: 1
Town of Payson Water: 1
Septic Tank Installed: 1
Telephone: 1
Trash: 1
Fencing
None: 1
Heating
Forced Air: 1
Water Heater
Electric: 1
Tankless: 1
Sub Floor Type
Wood: 1
Slab: 1
Possession
At Close of Escrow: 1
Owner May Sell/Terms
Cash: 1
Conventional: 1
FHA: 1
VA: 1
Dining Room
Kitchen-Dining Combo: 1
Laundry
Washer: 1
Dryer: 1
Utility Room: 1
Cooling
Central: 1
Split System: 1
Other Rooms
Loft: 1
Status Change Info
Status: Active
Property Features
Location: Rural
Style: Multi-Level; A-Frame
Parking Features: No Carport; No Garage
Construction: Wood Frame
Siding: Wood
Roof: Asphalt/Comp Shingle
Fencing: None
Exterior Features: Porch/Deck; View of Mountains; In the Trees; Tall Pines on Lot
Interior Features: Master Main Floor; Vaulted Ceiling; Smoke Detector
Sub Floor Type: Wood; Slab
Floor Covering: Vinyl/Plank
Kitchen Features: Refrigerator; Electric Range; Dishwasher; Garbage Disposal; Pantry; Breakfast Bar; Eat-in; Kitchen Island; Non Laminate
Dining Room: Kitchen-Dining Combo
Laundry: Washer; Dryer; Utility Room
Water Heater: Electric; Tankless
Other Rooms: Loft
Cooling: Central; Split System
Heating: Forced Air
Utilities Available: Electricity; Town of Payson Water; Septic Tank Installed; Telephone; Trash
Possession: At Close of Escrow
IDX
Listing Office: Schreiner Realty
Last Updated: February - 03 - 2026
All information is deemed reliable but not guaranteed. The listings on this site are displayed courtesy of the IDX program of Central Arizona BOR and may not be the listings of the site owner.
